If we can't beat another offer, you'll receive $1,000.
(Alabama, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Kentucky, Louisiana, Minnesota, Mississippi, Missouri, Nevada, New Jersey, Ohio, Oklahoma, Tennessee, Texas, Utah, Virginia, Wisconsin and Wyoming properties only)
Terms and conditions
Adrian Moreno
Loan Officer
Bio:
With over 17 years of dedicated experience as both a mortgage broker and a real estate professional, I bring a comprehensive, 360-degree perspective to every transaction. My passion isn't just about closing loans; it's about winning for my clients. I thrive on the challenge of competing directly with big banks and retail lenders, and I've built my career on consistently beating their offers with better rates, lower fees, and a superior client experience.
My mission is simple: to provide the smartest, most competitive financing solution tailored specifically to you.
Here’s what you can expect when we work together:
I Love to Compete and Win: I leverage my access to a vast network of wholesale lenders, making them compete to offer you rates and fees that retail banks and direct lenders typically can't match.
A Tailored Mortgage Experience: There is no "one-size-fits-all" loan. I take the time to understand your unique financial situation and goals to structure the perfect mortgage for your needs, whether you're a first-time buyer, a seasoned investor, or refinancing a property.
A Faster, Easier Process: My experience allows me to anticipate challenges and streamline the entire process. I am committed to providing a transparent, low-stress experience from application to closing.
Dual Expertise for a Seamless Transaction: As both a Real Estate Advisor and Mortgage Broker, I ensure that every aspect of your home purchase, from the offer to the financing, works in perfect harmony to your advantage.
Put my competitive spirit and expertise to work for you. Let's achieve your real estate goals, together.
NMLS#: 1622922
License: FL, GA
Spoken Language: English, Spanish
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 218 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
218+
Number of Lenders
12880+
1914+
Loan officers
Services
Home Purchase
Whether it's your first home, or you are a seasoned investor, it's important to do it right and be proactive. Together we create a plan, define your limits, review options, execute and win. Do you want to work with the best? Let's get you pre-approved today!
Rate and Term Refinance
"Rate and Term" loans have the lowest refinance rates. Lower your existing rate, shorten the term, even roll in PACE financing. On many Jumbo loans, seldom used HELOCs can be refi'd as rate and term. Connect for a no pressure consult and well-informed solutions.
Refinance Cash Out
Turn your home's equity into cash. Restructure existing consumer debt, pay it off to increase your credit score and convert it into a mortgage interest write-off. Pay for your child's tuition, family vacations, take cash for a rainy day, it's up to you. Your home is your bank, use it.
Why Me?
Independent Advice
I provide expert level guidance, honesty, transparency, and education.
Consumers First
No padded margins. I blow away the competition and I absolutely love it.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service
Elite service, speed, low rates and fees, and a commitment to excellence.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
